Publisher/Editor-in-Chief, CreditNews&Encourage Plus, 1, Old Ojo Road, Mile 2, Lagos; (01) 881523. Education: B.Sc. CredhVFinancial Admin., 1986; Ph.D. Philosophy (Christian Motivation), 1991. Member: NUJ, Institute ofCredit Management (UK), NIM, American Institute of Management, Onalo Centre. Born: 1954. Married. Hobby: Reading. Address: P O Box 2708, Apapa, Lagos.
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